Fabulous News For First Time Home Buyers

What fabulous news for first home buyers, a whopping $21,000 towards deposit, expenses or even new furniture if you buy a brand new home before June 2009. So if you’re ready to take the plunge and sign up for what is likely to be the biggest commitment you’ve ever made, now, more than ever, seems to be the perfect time to get into the property market as a first home buyer. Even though your friends and family will be full of advice, as with any major decision in our lives, it’s always good to take their experiences and opinions on board, however your own research will give you peace of mind and assurance, before you sign up for the big purchase and possibly sign your life away to the mortgage company.Generally, most first home buyers already have an idea on the location and the type of home they want, so now it’s just a matter of finding out whether you can afford what you want to buy. Almost all the major banks and other lenders offer special packages with reduced application fees and lower interest specifically for First Home Buyers. With the help of some comprehensive search engines, shopping around not only for a home loan, but a property is almost as easy as 1 – 2 – 3, so jump on the internet and let your fingers do all the work for you. It’s important to remember that the bank can’t lend you all the money to buy your first home. As a first home buyer, at least a small part of your deposit will have to come from your own savings or alternatively a gift from your relatives. Once you find the right home loan, apply for a pre-approval. This can be done either online or in person. A pre-approval is the bank’s preliminary approval subject to an acceptable property. You will need to provide a completed application form along with requirements such as your identification, income evidence and savings (gift) verification. Once the bank is satisfied that you’re an acceptable first home buyer, they will issue a pre-approval and you can start shopping around for your first home.So when and how do I apply for a First Home Owner Grant? The First Home Owner Grant is only available to Australian residents and citizens, so before you apply you should contact your state revenue office, alternatively visit their respective website for more information. If you satisfy all the first home buyer criteria and conditions, there are two ways you can apply for your first home owner grant. If you apply for your first home owner grant via your bank, you’re likely to receive the grant at settlement, so on the day you officially become a home owner. If you apply for the grant directly with the state revenue office, the grant is not likely to come through until after the settlement. The best way is to keep in regular contact with the lending manager of your chosen bank. Remember, they help first home buyers every day and are the best source of information and guidance, so don’t be afraid to call them if you have a question, after all, they’re here to help you.

Are You Subconsciously Sabotaging Your Life & Your Online Business?

Things happen for a reason is something I believe in. I also believe that I am the person I am because of my life experiences.Furthermore, I also believe things happen for a reason in your online business.Light At The End of the TunnelMy hope in sharing my story is so others who have suffered a similar fate in their online business may be able to see hope and a light at the end of the tunnel. “I am not what I ought to be, I am not what I want to be, I am not what I hope to be in another world, but still I am not what I once used to be, and by the grace of God I am what I am.”? John NewtonBeing aware of many ways to make money online and to start your online business in every conceivable niche?-?every top achiever flaunting their secret methods to their success through training programs/schemes.Similar ExperiencesSo perhaps your experiences are similar to mine as I have tried various money-making schemes/get rich quick schemes over the years.The top achievers at the time when I got interested in starting an online business, seem to make it sound so easy. Therefore embarrassingly I admit, I foolishly fell for their promises.Now being naturally curious, passionate, go-getter, my attitude was that even if I only achieve half of what they are promising?-?I will be successful.I wanted to succeed in my online business. I stubbornly with all enthusiasm and optimism, steadfastly pursued my goals of building an online business.Sadly I have to admit all my attempts to start an online business were in vain and I never achieved any real success.’twenty-twenty hindsight.”twenty-twenty hindsight.’ – is we have a perfect understanding of a situation or events only after they have happened.So with this ‘twenty-twenty hindsight.’ I have noticed I have subconsciously been sabotaging my life and my online business for many years.Like most people, I have continuously been trying to better my life, meaning to improve my work circumstance and income prospects.So with this perfect understanding of a situation, after it has happened, I have decided to share my discovery.Starting Online BusinessesI have always attempted starting online businesses to run alongside the day job. My hope to earn some extra money leading to slowly build this side business into a full-time income.As I have always thought to have my feet well-grounded. I didn’t expect to get rich quick. I believe in hard work. So needless to say I expected to work hard and therefore succeed irrespective of how long it may take.However, I didn’t expect to get caught up in the get rich quick programs or schemes. Not that I was falling for these ideas per se. I wanted to work hard and build a business. It was difficult/impossible to prevent getting involved in a get rich quick scheme. They were all over the internet at the time.Methods and TrainingNow at the time, every success story seemed to be offering their techniques, secret methods and training. So even not interested in getting rich quick schemes, I was inevitably lead down these roads.Therefore as an entrepreneur trying to start an online business, I tried to follow various business models. So overwhelmed by the considerable learning curve and the wide variety of information available online.I found myself struggling to know what information was useful, which training program to follow and implement?Eventually, this was so overwhelming. Including being unsure of who to trust or follow got me unintentionally caught up in the get rich quick schemes which inevitably led to failures.Therefore every time I would fail in starting an online business, I would regard it as a lesson learnt and then optimistically move on to the next opportunity to start an online business.However, the result being I gave up on my dreams and goals of online business. Over the next few years not even looking at business ads or anything resembling a business opportunity.Usually, I would switch offThen while scanning through YouTube and watching a few videos and suddenly an ad popped up in the middle. Usually, I would switch off and wait for the ad to finish so I could continue to watch the video.However, to my surprise, something caught my attention. I can’t remember exactly what it was. However, I think I was taken back by the calm, confident and authentic manner in which this person spoke felt I could trust what this guy was saying.Where I was in my lifeI listened to the advertisement intently and subsequently, responded. It had spoken directly to where I was in my life at the time. Well, one thing led to another, and I followed the links loving everything this opportunity had offered.So my attention was captured. They didn’t try to sell me all the time. Resulting in me feeling like I was being screened or interviewed to find out if I would be a good match for the business model. It seemed as if they were trying to identify if I would put their teaching and training into action.A win-win situationTherefore It seemed to me the business was interested in me succeeding as much as I wanted to succeed. and I think the business should benefit from the training they are providing. This is exactly how I believe all business should be?-?a win-win situation.So the solution to me not Subconsciously Sabotaging my Life & my Business was I needed an honest mentor that would truly be interested in my success as much as I am interested in my success and in the process will train and mentor me to succeed.This program is going to mentor me in the strategy of building a business and a life I wanted to achieve around the interests I already have.Their business strategyTherefore it seemed clear to me that this business wasn’t interested in training me to push their products. Rather they would train me in their business strategy to apply to any niche, market, hobby, interest or anything for which I have a passion.So if you resonate with anything I have mentioned, then I want to introduce you to my mentors, by offering you a free three-part video training. You will see first hand what training and primarily how the training is delivered.You will be able to try before you buy. However, you do not have to commit to anything, enter your email and name, and the videos emailed out to you.However, with twenty-twenty hindsight, I realised that I needed was a good mentor.Well, how do you determine what is a good mentor? So how do you determine who is a good mentor?However, you need to be aware as it is never going to be perfect, but there are things you can look out for to arm yourself to make better decisions.Firstly find a mentor who has already achieved what you are trying to accomplish yourself or what you are setting out to achieve yourself.Let me pass on my experience so that you don’t make the same stupid and costly mistakes.Therefore with twenty-twenty hindsight, I am now able to see and understand a situation after the situation has occurred.Someone who has achieved Therefore this mentor should be someone who has achieved and teaches from their experience what you need to do and how you need to do it.Hopefully, this mentor will still actually be doing the things he/she is teaching you in their own business. Therefore you will not be wasting time on an activity hoping it is going to work.What has truly amazed me from being involved with my mentor is the depth of insight and wealth of experience to which I have access.Whole communityI also have access to a host of mentors and a whole community of similar-minded people all very willing to encourage and support each other along their journeys.Additionally, I have discovered many little tweaks which made all the difference, and that is exactly where the experience is most valuable. For these little tweaks may have taken me years to discover myself, or perhaps never find.So if you are tired of going it alone, perhaps you are also overwhelmed by where to start with a business online. If you are teachable and willing to be successful, maybe you are the right person for this mentor program.I am not here to convince you either way?-?you make your mind up.So now you have nothing to lose. You have to enter your name and email so that the videos emailed to you and will also be put on my subscription list so I can keep in contact with you and send you helpful information on building an online business from the things I learn and input in my business.However, if you want to unsubscribe. No problem there is an unsubscribe link on every email. We are entirely against spamming, and that is why you will also have to verify you want to receive the emails before you get the videos.The video training is to show the quality of the training, the content offered, ease of understanding, implement, and delivered.Benefit from the valueI can assure you will understand the moment the video starts. You will benefit from the value given for free, so take notes and implement your new knowledge.Therefore you must agree that it makes sense to learn from top achievers.It also makes complete sense to learn from people who have indeed achieved what you are trying to achieve, right?So take the mystery out of marketing and learn the proven process that is working for thousands.More importantly, stop Subconsciously Sabotaging Your Life & Your Business.You can do this.P.S. When you see this you will instantly recognise them & know why they can help you as they helped me.Therefore online marketing should be fun and it should be profitable and you should get the support you deserve.This online community will support you and teach you the exact step-by-step process you need to succeed online.Thus there is no confusion and no pie in the sky or guessing games. Just real results.

6 Mistakes That Can Ruin Your Online Travel Business

Travelling is one thing that you may find common in everybody’s hobby nowadays. In fact, it is a passion for many. People are getting busier and stressed out with each passing day. And traveling is the only thing that can help them to cut off from their busy schedules and get a bit relaxed. As a result, more and more people are in continuous search of online travel businesses that can help them plan their dream holidays. This has led to a massive rise in the competition in the travel business industry. You have to be distinctive to make your online travel business a success.A considerable amount of work goes into setting up your travel business, enhancing the showcase, and getting the desired number of customers. And a few mistakes here and there can ruin your venture even before starting.Here, are the most basic mistakes that you must avoid or it might kill your online travel business even before it takes off:1. Not offering complex travel services
People can easily plan their routine point-to-point tours or trips with the help of the Internet. What they need is someone to help them plan their trips with varied & complex requirement combinations. You must allow the customers to create and plan their travel packages as per their convenience. Providing regular travel packages will do no good to your online travel business but will instead lead the customers to continue planning their trip on other travel websites.2. No prompt support
Customer satisfaction is the first & foremost requirement in the travel business. You should be within your customer’s reach at any point of time. Yielding prompt support to your customer’s queries & complaints can save many of your customers from moving on to other travel portals. Try giving quick solutions and clearly mentioning all the instructions can help your business from getting bad reviews on Google & other social media platforms.3. Poor user interface
It’s very simple: “People buy what they look at and like”. So, it becomes necessary to have an attractive and engaging user interface. Customers should be easily able to traverse through your travel portal and get all the things they want. Your travel portal needs to have a simple yet classy design with an appealing call to actions, appropriate sorting filters and easy payment & checkout options. All these will help the customers to take up your proposal at the most opportune time.4. Not having a Unique Selling Proposition (USP)
There are numerous travel websites on the Internet. Following the same strategies like them won’t do any good to your business. It’s tough to beat them & move forward. At this point, you need to have a Unique Selling Proposition (USP). USP is the thing that differentiates you from the rest of the crowd. This means that you need to deliver something that none of the businesses from your niche does. For example, you can transform your business message to sell expert advice & personalized services rather than some deals, offers & discounts.5. No promotions or marketing
Promotions or marketing is the best way of reaching out to your target audience. Most of the travelers start searching online or on the social media platforms before planning their trip. Lacking marketing and promotions will make you lose some of your potential customers. You can hire an Internet marketing company to do this task for you.6. Lack of personalization
People don’t like to spend much time browsing all the options. They prefer websites that provide them with relevant suggestions as per their needs and interests. In this scenario, personalization can help you. Personalization allows you to learn about each customer so that you can suggest relevant solutions aimed at their needs and interests like What is their budget? What hotel brand do they prefer? Are they flexible with their dates? etc.By doing just a bit more than your competitors, you are sure to stand ahead of all the other online travel businesses and guarantee that you have a continuous flow of travelers for quite a long time to come.By evading these 6 mistakes, you are on your way to establishing an independent travel business.