Stay Safe by Using Online Pharmacy Reviews

Online pharmacies are all the rage in buying medicine, what with the ease people can get pills over the much-glorified Internet without having to travel a block or so to reach an actual pharmacy. Often, these websites employ their own in-house physicians whose job is to analyze a customer’s condition and prescribe the appropriate medication – a welcomed assist for people who find visiting the local doctor very inconvenient, too costly, or both.With that in mind, though, all good things do come with an inherent risk tag attached to them. While most online pharmacy sites sell prescription pills only to people with an actual prescription, it is safe to say that there are some that do not enforce that practice. Thus, some people turn to them in order to acquire medication that they otherwise would not have been able to purchase, which can possibly be a dangerous proposition. One also runs the risk of ordering medication from fraudulent online pharmacies that charge payment but do not send the goods. Still, some may encounter very unprofessional sites.Online Pharmacy Reviews Secures YouEnter the saviors for most online pharmacy customers: the online pharmacy review websites. They act as the watchdogs of the online pharmacy game, scrutinizing each and every one of the pharmacy sites and then relaying their findings to prospective clients through virtual online pharmacy guides. These so-called “guides” suggest the best and most reliable sites to do business with, as well as raise the red flags on those they deem to be inadequate and untrustworthy. The criteria they use for judging online pharmacies vary from website to website, but mostly it revolves around these factors: product quality, shipment, support, and overall reliability.It is often a good idea to check with these review sites to be able to filter the best from the wide range of e-drugstores on the web. Researches say that since 1998, the online pharmacy industry has been growing exponentially – by 2010, it is estimated that the number of pharmacy sites will rise to around ten thousand.
Online pharmacy reviews are definitely not to be taken carelessly by pharmacy websites. Independent studies generally show that the reviews put forth by these review sites have considerable influences on the consumer shopping behavior. Not just that, most of them employ people who have professional expertise on the field to write the best pharmacy reviews. This is to insure quality for consumers that the review writers possess the necessary qualifications and transparency to back up what they say in their reviews, and are not just random people in the employ of online pharmacy companies seeking to advance business or destroy other websites.The User Input FactorHowever, what probably is the best characteristic of online pharmacy reviews is its ability to convey feedback from those who actually had the experience of buying from online pharmacies. Such information is indispensable, as a reader will be able to decide what site to patronize in light of the writer’s experiences. Granted, not all of the user reviews are perfect – some are just out to tarnish a company’s reputation – but they do help.This is the reason why the same users are encouraged to become more transparent about their personal information and whether they have actually bought pills from an online pharmacy, so as to assure quality reviews – and most respond positively. Close criticism by independent researchers generally find that user ratings are usually uncannily accurate, although they say that these are just a listing of opinions and should be judged as such. Thus, those who read online pharmacy reviews are advised to consume them with a grain of salt.

SPDN: An Inexpensive Way To Profit When The S&P 500 Falls

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio

By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.

Where Women Go for Ladies Biker Apparel

Whether they ride their own or perch themselves on the backseat of their favorite biker’s iron horse, who can deny that those women on two wheels are some of the finest looking creatures on god’s green earth, and like a custom paint job that defines the bike, the style of ladies biker apparel they choose to wear speaks volumes of their confidence, attitude and free-spirited nature.But where do these lovely ladies go to shop? They have several shopping options however, the selection is somewhat limited as many ladies biker apparel retailers source from the same few wholesalers.Harley-Davidson Apparel
Harley-Davidson (H-D) logo apparel is very popular amongst many ladies who ride. H-D always offers a large selection of very attractive mainstream ladies biker apparel including leather, typically all of great quality. The hit against H-D apparel comes with its price which is substantially more than other motorcycle apparel outlet. None the less, they do offer very attractive, quality ladies biker apparel for those with deep wallets. The other pitfall of H-D apparel is its high availability to a very small demographic. The motorcycle community is little in comparison to the number of people that shop at major retails and with a large percentage of women riders shopping for H-D apparel, it is not unusual to see several woman wearing the same H-D branded merchandise while walking through the crowds of bikers at any major motorcycle event. It’s just the nature of the beast when there are so few options in unique ladies biker apparel.Motorcycle Event Vendors
Probably the most popular place women riders shop for ladies biker apparel is at motorcycle event vendors. Vendors are a part of the biker experience and it seems as if it is everyone’s goal to make at least one pass through each booth. Early season shopping is always the best as all the latest ladies biker apparel offerings are on the shelves. Vendor merchandise is always affordable and customers rarely walk away from something they like for fear it will be gone when they return. Rally vendors typically offer a nice selection but their merchandise does however target the largest buying demographic so graphic tank tops and moderately sexy crop and cami tops make up the bulk of their inventory. Vendors rarely offer anything too edgy and out of the box as they take up room for faster moving merchandise.Motorcycle Product Catalog Retailers
The two leaders in motorcycle product catalog sales are J&P Cycles and Dennis Kirk. Although both of these companies primary focus is on motorcycle parts and accessories, they both offer a small section of ladies biker apparel in their catalogs. Aside from their signature clothing line, most of their ladies biker apparel offerings are much similar to what you find at a motorcycle rally vender but at a slightly higher price in most cases. The big advantage however, is the ability to shop before riding season starts and of course they have return policies which most vendors simply cannot provide. J&P Cycles and Dennis Kirk both have retail websites were all the same ladies biker apparel available in their catalogs is offered on-line.Motorcycle Rally Apparel
Lady bikers who partake in the occasional adult style motorcycle rally have a particularly difficult time locating event appropriate biker apparel. These free spirited ladies seek rally apparel that is substantially more revealing and uninhibited than apparel provided at any of the typical clothing outlets. There are far fewer sources of adult minded motorcycle rally apparel than any other style of biker apparel bar none.No matter what their style and taste, women riders have plenty of choices when it comes to how and where to shop for riding and rally apparel. While some styles may be more difficult to fine, woman riders are persistent and will seek out ride and event appropriated apparel that accents their biker style and attitude.